What Exactly is Whole Life Insurance? What is Whole Life Insurance? Well Traditional Whole Life Insurance is a dividend based life insurance policy that is issued by a mutual life insurance company. There are several carriers that issue whole life plans and they are mutual holding companies (carriers that used to be a true mutual company) that still issue dividends. There are also some that [...]
Disability Insurance for The New Year Disability Insurance for The New Year! A New Year’s Resolution! Everyone seems to have resolutions at the beginning of the year be it to lose weight or save more money. We also happen to get a lot of calls from existing clients wanting to either add to or change their existing life and disability insurance. Over the course of time, [...]
For many years our clients that were over age 60 were not able to purchase any new or additional disability coverage. Most group or association plans go away at age 65 and with our Physician and Attorney clients wanting to keep disability coverage later in life we can know go to the market place and get the coverage that is needed with several of our carriers [...]
Disability Insurance for Physicians We talk about disability insurance for physicians everyday that are concerned with having the proper disability coverage. The market place has changed a lot over the last fifteen years. Not every carrier offers a true own occupation plan. After spending many years in education and training, you need to make sure you have the right disability coverage to suit your needs. The [...]
If you are considering buying life insurance, you probably have a reason. Something in your life triggered you to think about why you might need a life insurance policy. There are many reasons to buy and if you are doing your research, you are coming to that conclusion. Does everyone need life insurance? Honestly, no. If you are young, have no debt and no one financially [...]
