Disability Insurance for Physicians
We talk about disability insurance for physicians everyday that are concerned with having the proper disability coverage. The market place has changed a lot over the last fifteen years. Not every carrier offers a true own occupation plan. After spending many years in education and training, you need to make sure you have the right disability coverage to suit your needs.
The own occupation plans are designed to protect your specialty in the event of an accident or sickness that would prevent you from performing all the duties of that specialty even if you can perform duties in another occupation. Regardless of your income in the other occupation, a plan that protects your specialty will continue to pay you the full benefits for the entire benefit period.
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